Since 1998 15,000+ Happy Guests Sherpa Owned & Operated Company

Mountain Sherpa
  • Pasang Sherpa (Managing Director)


At Mountain Sherpa Trekking & Expeditions, we prioritize the safety and well-being of our clients above all else. We strongly advise that every participant in our holidays must be insured against medical and personal accident risks. This includes cover for repatriation costs, air ambulance, and helicopter rescue services, which can be incredibly expensive in the event of an emergency.

We also recommend that our clients take out delayed departure and cancellation insurance, as all deposits paid are non-refundable. In our experience, a relaxed trip is not possible without good travel insurance. When traveling to Nepal, Tibet, Bhutan, or India, it is essential to have insurance that covers the activities being undertaken during your trip. This is particularly important if you are planning to go trekking or climbing/expedition in the Himalayas, where emergency air ambulance/helicopter rescue, including medical expenses, may be required.

We understand that choosing the right travel insurance can be daunting, especially if you are unsure of what activities will be covered. Therefore, we strongly advise that you take the time to find a policy that suits your needs. At Mountain Sherpa Trekking & Expeditions, we can assist you in finding the right travel insurance policy for your trip, and we also recommend World Nomads for Nepal travel insurance, which includes cover for trekking over 4,000 meters.

Please note that most standard travel policies will not cover you for trekking over 4,000 meters, so it is crucial to check that your insurer is aware of your itinerary and can provide cover for the activities you will be undertaking.

For group tours in urban areas, ambulance or helicopter rescue coverage is not mandatory, but it is still advisable to have it. In Tibet, Bhutan & India trips, there is no possibility of helicopter rescue, so there is no need to buy air ambulance coverage.

If you are participating in one of our adventure tours, we require you to provide us with a copy of your insurance policy or carry it with you while you are on the trip. We are on-call 24 hours a day, and in case of an emergency, we will arrange a 24-hour mountain rescue service to ensure that you receive the best possible care and attention.

At Mountain Sherpa Trekking & Expeditions, we take safety and quality service seriously, and we run all our trips in a responsible way. We want our clients to have the best possible experience while exploring the beautiful landscapes of Nepal, Tibet, Bhutan, and India, and that includes ensuring their safety and security. So, before you embark on your adventure with us, make sure that you have the right travel insurance to protect yourself against any unforeseen circumstances.

There are several insurance companies that specialize in adventure travel and provide coverage for activities such as hiking, mountaineering, skiing, and more. Here are a few highly recommended insurance companies for a Nepal trip:

USA Travellers:

If you are traveling to Nepal from the USA and planning on trekking or participating in other high-altitude activities, it is important to choose a travel insurance company that specifically covers those activities and provides emergency medical evacuation coverage.The following company is considered the best insurance provider for American travelers purchasing a policy for an adventure trip to Nepal:

AIG Travel Insurance:  AIG Travel Insurance is a travel insurance provider that offers a range of coverage options for travelers. The company offers plans that can cover trip cancellations, medical emergencies, travel delays, and other unforeseen events that may occur during travel.

AIG Travel Insurance policies typically include 24/7 assistance services, which can help travelers with emergency medical situations, travel arrangements, and other travel-related needs. AIG also offers a mobile app that allows travelers to access their policy information, contact assistance services, and file claims.

Travel Guard: This travel insurance company offers comprehensive coverage for medical expenses, emergency medical evacuation, trip cancellation, and other travel-related emergencies. They also offer optional add-ons for adventure sports coverage, including trekking and mountaineering in Nepal. Travel Guard has a good reputation for customer service and claims handling, making them a reliable choice for American travelers visiting Nepal for adventure activities.Travel Guard offers travel insurance plans that can include coverage for adventure travel activities. They also provide 24/7 assistance and have a range of different plans to choose from.

For Australia and New Zealand Travellers

  1. Allianz Global Assistance: Allianz Global Assistance offers a variety of travel insurance plans, including ones specifically designed for adventure travel. They cover a range of activities, including mountain climbing, Trekking, and rafting. In Australia, Allianz Global Assistance provides travel insurance products and services through their Australian arm, Allianz Partners. They offer a range of travel insurance plans, including single-trip, multi-trip, and domestic travel insurance, as well as specialty plans for cruise travel, adventure sports, and more. Allianz Partners also provides 24/7 emergency assistance services to their customers, including medical and travel assistance, emergency cash transfers, and translation services. In New Zealand, Allianz Global Assistance operates through their subsidiary, Allianz Partners New Zealand. They offer a range of travel insurance plans, including single-trip, multi-trip, and domestic travel insurance, as well as specialty plans for climbing and trekking, adventure sports, and more. Allianz Partners New Zealand also provides 24/7 emergency assistance services to their customers, including medical and travel assistance, emergency cash transfers, and translation services.
  2. Cover-More:  Cover-more is a travel insurance company that offers a range of insurance products and services to travelers. They provide comprehensive travel insurance coverage for individuals, families, and groups. Some of the benefits offered by Cover-More include trip cancellation, trip interruption, emergency medical and dental coverage, baggage loss and delay coverage, and travel delay coverage. They also offer 24/7 emergency assistance services, which can be helpful in case of unexpected events or emergencies while traveling.

Cover-More is headquartered in Sydney, Australia, and has been in business for over 30 years. They have a strong presence in Australia and New Zealand, and also provide coverage to travelers from other parts of the world. Cover-More has received several awards for their travel insurance products and services, and are known for their fast and efficient claims processing.

European traveller

Europe Assistance: Europe Assistance is a reputable travel insurance company that offers comprehensive coverage for travelers visiting Nepal from European countries. However, it is important to carefully review the policy details and make sure that it meets your specific needs for your Nepal trip.

When choosing travel insurance for Nepal, it is important to consider coverage for high-altitude trekking and emergency medical evacuation, as well as coverage for trip cancellation, trip interruption, and personal liability. Additionally, make sure to check the policy's coverage limits and exclusions, as some policies may have limitations on altitude, specific activities, and pre-existing medical conditions.

The company's emergency medical assistance services include 24/7 emergency medical response, medical repatriation, and medical evacuation. These services are designed to help travelers in the event of a medical emergency while traveling.

It's always important to carefully read and understand the coverage options and limitations of any insurance policy before purchasing to make sure it meets your specific needs.

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